Frequently Asked Questions
Please reach out to (704) 608-2100 if you cannot find an answer to your question.
Shop Interest Rates among Lenders to qualify and pick the deal that is most appealing.
When you score a great rate, follow the prompts to lock in. Ask to be sure your lock is secure.
Percentage paid to Brokerage Firm at Closing for Originating and Processing your loan.
Percentage paid to Investor at Closing in exchange for a reduced interest rate.
Ask for a Lender Credit in exchange for a slight increase to rate to achieve a "No Cost" Refi.
ShopMyRefi.com
ShopMyRefi.com
ShopMyRefi.com
- Loan Officers with over 25 years of Professional Experience
- Smooth Electronic Signatures
- Personalized Digital & Manual Processes
- We accommodate every client with unparalleled service
REFI Products
ShopMyRefi.com
ShopMyRefi.com
- Conventional Refi including Standard and Renovation.
- FHA Refi Standard, Streamline, and Renovation
- VA Refi Standard, IRRRL | Streamline, and Renovation
- USDA Refi | USDA Repair Escrow Refi
REFI PROGRAMS
ShopMyRefi.com
Refi Resources
- Debt Consolidation
- Cash-Out Refi
- Rate-Term Refi
- SimpleHELOC Home Equity Line Of Credit
- Easy Home Equity Loans | Jr. Liens
- Renovation & Repair
- Bank Statement & DSCR for qualifying
Refi Resources
Refi Experience
Refi Resources
- Agency QM = Fannie Mae & Freddie Mac
- Non-QM Bank Statement & DSCR for qualifying
- Residential & Commercial allowable
Refi Experience
Refi Experience
Refi Experience
"A PROVEN Mortgage Leader"
"Our teamwork really makes the dream work"
Qualify for APPRAISAL WAIVER
NO APPRAISAL = NO FEE
STATE Licenses
Refi Experience
Refi Experience
North Carolina (NCCOB)
South Carolina (DCA)
Florida
Georgia
Texas
Louisiana
Alabama
Oregon
Colorado
California
Tennessee, Virginia (pending)
Other States, please contact us
ShopMyRefi.com interested applicants:
ShopMyRefi.com is a free service to shop peacefully for your next home refinance.
If you qualify, you'll see multiple offers, however, multiple "offers" WILL NOT bombard you on all fronts... like 28 or however many a lead generation company can sell you to.
You choose one offer or multiple offers to compare, and only then, ONE of our licensed Mortgage Loan Officers in your state will reach out to help you make an educated decision.
You'll LOVE working with us!
ShopMyRefi.com
101 West Central Avenue, Mount Holly, North Carolina 28120, United States
(704) 848-5626 (LOAN)
MOUNT HOLLY OFFICE HOURS
Our team works Hybrid... Remote 24/7/365 via live video, phone, or text & In Office Hours
Monday - Thursday: 8am - 6pm
Friday: 8am - 3pm
Saturday: By Appointment Only
Sunday: Closed / By Appointment Only
Times & BBQ are Eastern Standard
$ee the $avings
$ee the $avings
$ee the $avings
Lower Overhead. It's not a surprise that if you have lower overhead, you can pass SAVINGS to the client.
End of an Era
$ee the $avings
$ee the $avings
No more unwanted calls, text messages, emails (at the same time) from dozens of "Trigger" Lenders or Brokers thanks to the FCC! A BIG THANK YOU FROM US!
Close the Deal
$ee the $avings
Close the Deal
We are not only a digital mortgage company! We can help you with any manual process scenario at any time and we are THE SOLUTION PROVIDER.
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NC, SC, GA, FL, AL, LA, OR, CO, CA, TX, TN (pending) https://nmlsconsumeraccess.org
Equal Housing & Fair Lending practiced here.
Make sure you understand the features associated with your home loan and that it meets your unique financial needs. Information contained online is for general purposes only and is not a substitute for transaction specific advice until you create an account. This is not a credit decision or a commitment to lend. Eligibility is subject to completion of application and verifications of credit, income, employment, collateral, and underwriting requirements.
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